MamaFi – Terms & Conditions
Last Updated: 11 August 2025
These Terms & Conditions ("Terms") govern your access to and use of the MamaFi mobile application, website, and related services (collectively, the "Services") operated by MamaFi Ltd ("MamaFi", "we", "our", or "us").
By using MamaFi, you agree to be bound by these Terms. If you do not agree, do not use our Services.
1. Company Information
MamaFi Ltd
Registered in England & Wales
71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom
Company Number: 16470954
Email: [email protected]
2. Eligibility
You must be at least 18 years old to use MamaFi.
By registering, you confirm that you are legally permitted to use our Services under the laws of your jurisdiction.
3. Account Registration
- You must register using a valid mobile phone number.
- You are responsible for maintaining the confidentiality of your account credentials.
- Any activity performed through your account is deemed to be carried out by you.
4. Wallet & Blockchain
- MamaFi provides tools to create, link, and manage an Ethereum wallet.
- Seed phrases are stored securely
- Transactions on the blockchain are irreversible and outside MamaFi's control.
- Blockchain data is public, immutable, and cannot be modified or deleted.
5. Nature of MemeCoins
By participating in the creation, purchase, sale, or trade of MemeCoins through MamaFi, you acknowledge and agree that:
a. No Utility – MemeCoins launched or traded on MamaFi have no intrinsic value, no underlying assets, no governance rights, no dividends, no yield, no staking rewards, and no claim on any company, project, or intellectual property.
b. Not a Security – MemeCoins are not securities, investment contracts, or financial instruments under any applicable laws, and are not intended for investment purposes.
c. Entertainment & Collectibles Only – MemeCoins are for entertainment, artistic expression, and/or digital collectibility.
d. Total Loss Possible – The value of a MemeCoin may go to zero instantly and without notice.
e. No Promises – MamaFi does not endorse, promote, or validate the legitimacy of any MemeCoin project.
f. User Responsibility – If you choose to purchase or trade MemeCoins, you do so entirely at your own risk and for your own amusement.
6. Fair Launchpad & MemeCoin Trading
MamaFi provides a platform for:
- Launching tokens ("Fair Launchpad") in a decentralised way, similar to community launch models.
- Trading cryptocurrencies, including high-volatility MemeCoins.
By participating, you acknowledge and agree that:
- Trading cryptocurrencies involves high risk, including the possible loss of your entire investment.
- Prices of tokens can fluctuate significantly and are highly volatile.
- MamaFi does not guarantee liquidity, price stability, or the future value of any token launched or traded on the platform.
- MamaFi is not responsible for hacking incidents, smart contract bugs, rug pulls, or malicious activities by third parties.
- All launches and trades are final and irreversible on the blockchain.
- You should only participate if you understand the risks and have the necessary technical knowledge.
No Financial Advice: MamaFi does not provide investment advice. Any content on the platform is for informational purposes only and should not be considered financial or investment advice.
7. Meme Coin Creation – User Entry Point
- Users launch their meme coin through our smart contract.
- Gas Fee Split:
- 40% of the Ethereum gas fee is paid directly by the user.
- 60% is paid by the GasReserve Smart Contract, a dedicated on-chain fund.
8. Bonding Curve Mechanics
- The bonding curve increases token price progressively as tokens are bought and decreases token price progressively as tokens are sold.
- Typical configuration: 1 billion token supply, ~800 million sold via the curve.
- Once a threshold is reached (e.g., $70,000 in ETH), the bonding curve is considered completed.
9. Distribution of Funds Upon Bonding Curve Completion
ETH collected is distributed as follows:
- 68% → Liquidity on Uniswap V4 (Gross)
- Includes Uniswap's protocol fee (if 3% retained, 57% is deployed as liquidity).
- Liquidity added as paired ETH/token on Uniswap V4, positions as NFTs.
- Liquidity positions are locked or rendered unburnable via custom hooks.
- 26% → GasReserve Smart Contract
- Used to cover gas fees via meta-transactions.
- Non-withdrawable, automated, inaccessible to the team.
- 3% to the meme coin creator.
- 3% to the protocol (withdrawable for operations).
10. Trading and Fees
- No Gas Fee for users trading on the bonding curve for higher than 30 USD trade:
- Protocol uses meta-transactions (users sign off-chain, relayer pays on-chain).
- Relayer reimbursed by the GasReserve.
- 2.5% Trading Fee on every buy and sell:
- Collected by the development team as revenue.
- Separate from liquidity or gas-related funds, which remain locked and non-custodial.
11. Prohibited Activities
You may not use MamaFi to:
- Engage in illegal, fraudulent, or deceptive activities.
- Violate applicable AML (Anti-Money Laundering) or CTF (Counter-Terrorist Financing) regulations.
- Launch tokens or projects that promote hate, violence, or discrimination.
- Infringe on intellectual property rights.
12. Compliance & AML/KYC
- MamaFi may require KYC verification for certain activities, especially where legally mandated.
- Failure to complete KYC when requested may result in suspension or restriction of Services.
13. No Warranty
MamaFi provides Services "as is" without warranties of any kind.
We do not guarantee uninterrupted or error-free operation.
14. Limitation of Liability
To the fullest extent permitted by law:
- MamaFi is not liable for any losses, damages, or claims arising from your use of the Services.
- This includes, without limitation, losses due to market volatility, blockchain malfunctions, cyberattacks, or third-party misconduct.
15. Indemnification
You agree to indemnify and hold harmless MamaFi, its directors, employees, and partners from any claims, damages, or expenses arising from your use of the Services.
16. Termination
MamaFi may suspend or terminate your account if you violate these Terms or engage in prohibited activities.
17. Changes to Terms
We may update these Terms from time to time. Significant changes will be communicated via push notification within the MamaFi app at least 14 days before they take effect.
18. Governing Law & Jurisdiction
These Terms are governed by the laws of England and Wales.
Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.